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A. Christina Breen-Hale - State Farm Insurance     Official Sponsor
Our mission is to help our clients realize their dreams by managing risks, recover from the unexpected, and plan for the future.



How Much Coverage Do You Need?


Enough to cover:

Your Property and Belongings: The better your coverage, the less you will have to pay out of your own pocket if disaster strikes.

Self-Protection: You need enough liability coverage to protect yourself from lawsuits resulting from your negligence or events that could occur on your property.

Lender Requirements: Your housing lender will require you to cover the house for at least the amount of the mortgage or the replacement cost of the dwelling.

Policy Requirements: Insurers may impose some coverage requirements for replacement cost protection. Preferred plans usually require policy limits at 100% of replacement cost. Standard plans usually require policy limits of at least 80% of replacement cost.